insurance
![Brian Piercy](data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="%230A66C2"><path d="M20.447 20.452H16.89v-5.569c0-1.328-.027-3.037-1.852-3.037-1.853 0-2.136 1.445-2.136 2.939v5.667H9.351V9h3.414v1.561h.046c.477-.9 1.637-1.85 3.37-1.85 3.601 0 4.267 2.37 4.267 5.455v6.286zM5.337 7.433a1.982 1.982 0 1 1 0-3.964 1.982 1.982 0 0 1 0 3.964zm1.782 13.019H3.555V9h3.564v11.452zM22.225 0H1.771C.792 0 0 .774 0 1.729v20.542C0 23.227.792 24 1.771 24h20.451C23.2 24 24 23.227 24 22.271V1.729C24 .774 23.2 0 22.222 0h.003z"/></svg>)
Lutine Bell, a historic bell that was salvaged from the shipwreck HMS Lutine in 1858, pretty much signifies what marine insurance is all about and the important role that Lloyds of London plays in it. Today the bell hangs in the rostrum of the underwriting room at the Lloyds building and was traditionally used to signal news about the status of insured ships. It was rung once, to announce major maritime losses and twice when ships returned safely.
Private Reinsurance, IRGC Fragmentation, Interceptor Depletion, and a Dead Nuclear Fatwa Have Produced a Crisis No Military Victory Can Resolve
In InsuranceERM, David Walker published, yesterday Insuring an uninsurable world – the pricing actuary’s Mission Impossible? “Actuarially, it is entirely possible – and often documented – that the technical premium reflecting pure risk without political intervention, mutualisation or capping varies by a factor of 30 or more, depending on exposure to flood or forest fire … Continue reading Insuring an uninsurable world – the pricing actuary’s Mission Impossible? →
The Art and Science of Not-Quite-Selling
If your claim is denied, you have a right to appeal and ask your health insurer to take another look.
What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings.