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2026-02-09 · venturebeat.com

What AI builders can learn from fraud models that run in 300 milliseconds

Mastercard's Decision Intelligence Pro uses recurrent neural networks to analyze 160 billion yearly transactions in under 50 milliseconds, delivering precise fraud risk scores at 70,000 transactions per second during peak periods.

that transaction flows through Mastercard’s orchestration layer, back onto the network, and then on to the issuing bank. Typically, this occurs in less than 300 milliseconds.
they’re not looking for anomalies, per se; they’re looking for transactions that, by design, are similar to consumer behavior