The quiet disappearance of the safe deposit box

Once revered as the safest way to store physical valuables, safe deposit boxes are now being phased out by major banks.

How to Sell Gold Krugerrands | Sapling

The Krugerrand is a popular gold coin that is minted in South Africa and distributed to buyers around the world. Krugerrands contain 22 karat gold, an alloy of 91.67 percent gold and 8.33 percent copper.

Capital in the Twenty-First Century a book by Thomas Piketty and Arthur Goldhammer

A New York Times #1 BestsellerAn Amazon #1 BestsellerA Wall Street Journal #1 BestsellerA USA Today BestsellerA Sunday Times BestsellerA Guardian Best Book of the 21st CenturyWinner of the Financial Times and McKinsey Business Book of the Year AwardWinner of the British Academy…

Recipe for Disaster: The Formula That Killed Wall Street

In the mid-’80s, Wall Street turned to the quants—brainy financial engineers—to invent new ways to boost profits. Their methods for minting money worked brilliantly… until one of them devastated the global economy.

Should You Invest in Disruptive Materials?

3-statement Modeling for Valuations and Projections | Toptal

When valuing a company, investing in a three-statement financial model pays off.

Pollen’s enormous debt left behind: exclusive details

Two months after the startup went bankrupt, administrators have summarized the $80M+ debt the company has accumulated, most of which will not be paid. The highest offer to buy Pollen’s business assets - but without its liabilities - currently stands at only $250K. Details.

Industrials Outlook: Overcoming Misconceptions

While the industrial technology sector is undervalued and underappreciated, it actually offers a bright economic future. By Nick Santhanam, Fernweh Group While the industrial technology sector is undervalued and underappreciated, it actually offers a bright economic future.

A Taxonomy of Drawdowns

Plus! Watercooler Shows; Smart Thermostats; Substitutes and Complements; Monetization; Apple Ads; Diff Jobs

SaaS spend ratios on R&D/S&M/G&A

Understanding Jane Street - by Byrne Hobart - The Diff

Plus! Pensions; Customer-Facing; Use Cases; Making a Market; Reflexive Energy Politics; Diff Jobs

Financial Lessons From the Great Depression We Can All Use Today

Those who survived had to go beyond simply saving more and spending less.

Royalty Exchange: Buy & Sell Music Rights & Copyrights

Royalty Exchange is an online marketplace & auction platform where investors & owners of royalty streams can buy royalties and sell all types of royalties.

Buy Royalties & Intellectual Property Rights Income | Royalty Exchange

Royalty Exchange is a marketplace where investors can buy income-generating intellectual property and other royalty streams as alternative investments.

Running Costs - Cushion

A close look at the costs that go into running Cushion and the reasons why we use specific services.

15 Tools to Curate Content for Social Media, Newsletters, More

Content curation is the process of gathering content — blog posts, images, videos — from a variety of sources. Sharing relevant information with your

A Refresher on Cost of Capital

You need to understand it even if it’s not your job.

SG&A Benchmarks Archives - SAI Books

SG&A Benchmarks SG&A Expense as a Percentage of Sales by Industry Sector Industry Sector 10% ile Median 90% ile Agriculture, Forestry, Fishing 5.54 36.96 237.02 Mining/Extraction 2.21 7.29 143.32 Construction 5.82 9.85 19.81 Manufacturing 8.44 33.23 248.16 Transportation…

https://gigaom.com/2011/05/22/six-key-principles-of-a-successful-acquisition-strategy-part-2/

Reading a Profit & Loss statement.

Some years ago, I was explaining to my manager that I was feeling a bit bored, and they told me to learn how to read a Profit & Loss (P&L) statement. At the time, that sounded suspiciously like, “Stop wasting my time,” but operating in an executive role has shifted my…

firmai/financial-machine-learning: A curated list of practical financial machine learning tools and applications.

A curated list of practical financial machine learning tools and applications. - firmai/financial-machine-learning

2015 Valuation Handbook

The New Standard Source of Industry-level Analysis The 2015 Valuation Handbook ‒ Industry Cost of Capital includes cost of capital estimates (equity capital, debt capital, and weighted average cost of capital, or WACC) for over 200 U.S. industries, plus a host of detailed…

Cash is a fact, profit is an opinion

Apologies in advance: If you’re fluent in the language of accounting, please skip to the bonus Verizon iPhone feature at the end. What I’m about to describe will strike you as oversimplified and…

A Standard and Clean Series A Term Sheet | Y Combinator

We’ve noticed a common problem: founders don’t know what “good” looks like in a term sheet. This makes sense, because it is often, literally, the first time in their careers that they’ve seen one. This puts founders at a significant disadvantage because VCs see term sheets all…

A simple explanation of how money moves around the banking system

Twitter went mad last week because somebody had transferred almost $150m in a single Bitcoin transaction. This tweet was typical: There was much comment about how expensive or difficult this would …

All Revenue is Not Created Equal: The Keys to the 10X Revenue Club

[Follow Me on Twitter] “ Don't you know that you are a shooting star, And all the world will love you just as long, As long as you are.” -- Paul Rodgers, Shooting Star With the IPO market now blown wide-open, and the media completely infatuated with frothy trades in the bubbly…

24 charts that show we’re (mostly) living better than our parents

Ignore the haters: living standards have improved a lot since the 1980s.

Ten Ways Billionaires Avoid Taxes on an Epic Scale

After a year of reporting on the tax machinations of the ultrawealthy, ProPublica spotlights the top tax-avoidance techniques that provide massive benefits to billionaires.

A Refresher on Debt-to-Equity Ratio

Healthy companies balance their sources of funding.

Why clean energy needs financial engineering

Plus: Hydrogen pipelines, Advanced Market Commitments, and what made solar energy cheap

https://gigaom.com/2011/05/21/six-key-principles-of-a-successful-acquisition-strategy-part-1/

When Payment Processing Becomes A Commodity | TechCrunch

One of the big subjects of discussion in the banking industry earlier this year was the publication of the Millennial Disruption Index, stating that millennials view banks as irrelevant and placing traditional retail banking at the highest risk of disruption compared to other…

The Dollar-Store Economy (Published 2011)

The ubiquitous dollar store is the American dream writ small.

We are not in a recession, nor is one inevitable.

Americans are rightly angry about inflation. A strong labor market is not enough reason to celebrate. But, we are coming out of, not going into the hurricane.

The Coin That Could Wreck Crypto (Published 2022)

As cryptocurrencies have plunged, attention has focused on a potential point of vulnerability: the market’s reliance on a so-called stablecoin called Tether.

Tracking the Fear Index on Wall Street

Plus, with Revlon’s bankruptcy, Wall Street bankers get ready for a wave of distressed situations.

‘Just stop buying lattes’: The origins of a millennial housing myth

Financial gurus want young home shoppers to stop complaining and cut back on small luxuries. But there are broader affordability issues at play.

S&P 500 Sector Quilt

Why it's so difficult to pick the best sectors to invest in.

Timing a Recession vs. Timing the Stock Market

It's not always easy to predict the timing of a recession and what that means for the stock market.

All Personal Feeds

Although we are not technically in a bear market (the S&P 500 Index has not declined 20%) it absolutely feels like one. The tech-heavy NASDAQ index is 26% off its highs, and so are small-cap stocks. Many of the darling stocks of the latest growth rally have been decimated. These…

Why Does the Stock Market Go Up Over the Long-Term?

Why the stock market has to go down sometimes.

Do You Have to Pay Capital Gains Tax on a Home Sale?

Capital gains taxes on real estate and property can be reduced or not assessed when you sell your home, up to certain tax limits, if you meet the requirements.

The Hidden Story of the North’s Victory in the Civil War

Roger Lowenstein’s “Ways and Means” offers a fresh perspective on the Civil War by explaining the importance of financing.

How Crypto’s Original Bubble Boy Rode Ethereum And Is Now Pulling The Strings Of The DeFi Boom

Now he’s pulling the strings, and raking in hundreds of millions, from a blockchain rage called DeFi, which promotes the fantasy of democratized financial services.

How Often Should You Expect a Stock Market Correction?

A short history of stock market corrections.

Blankly - Rapidly Build Quant Models Across Exchanges

Build in minutes. Deploy in seconds. Quant workflow reimagined. Built by developers for developers 🚀

Trading Algos - 5 Key Metrics and How to Implement Them in Python

Metrics surround us. Whether you're building the next big thing and need to measure customer churn,...

How Signal is playing with fire

Signal employees are worried about anonymous crypto payments.

An Introduction to Semiconductor Economics

This blog post is in response to a recent topic on the Parallella forum regarding Adapteva’s chip cost efficiency (GFLOPS/$): [forum discussion thread]. I had to be a little vague on some poi…

Bank transfers as a payment method

Bank transfers have exploded as a payment method in India and may become more common in much of the world.